Citibank’s online payment methods to pay the credit card bills are quite easy.
You can pay the credit card bill in a few minutes from the convenience of your house. Once you switch to the ease of online payments, you will never look back.
To provide that ease, CitiBank offers many convenient methods of payment that cater to a wide range of people. Even if you are non-CitiBank account holders, you can also use online Citibank credit card payment modes.
Let’s discuss in detail about the Citibank Credit card Online Payment Modes.
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If you are an account holder of either CitiBank saving or current account, you can choose any method to pay your credit card bills online.
CitiBank internet banking is the most convenient & most used way to pay the online Citibank credit card outstanding bills. This assures an easy-to-use, secure and convenient banking experience.
Citi mobile app is another convenient way to pay your Citibank credit card bill. Just download the app and log in with your Citibank User Id and Internet Banking password to make the payment.
You must have internet banking enabled to avail of this service. The Citi Mobile App is available for both Android and iOS devices.
How to Use Citi Mobile App
You have successfully pay your Citi credit card payment online.
Check out – How to pay ICICI credit card bill online
The biggest advantage of using this payment method is that you can do it from anywhere in the world. You can access your account from any mobile device with an internet connection.
It only takes one day for your credit card payment to reflect in your account.
How to Use Citi Mobile Banking to Pay Credit Card Online Payment
You have successfully pay your Citi credit card payment online.
Citi Bank customers can use the auto-debit feature to pay the minimum amount due or the entire amount due directly from the Citibank accounts.
This way, you will never default on your credit card payment or incur late fees as long as the account has the funds to cover the payment.
If you are not a Citibank account holder even then you want to pay Citi credit card payment through online modes. You can go with any of the following options.
Use the National Electronic Funds Transfer to make payments on your credit card from any non-Citibank account.
In order to avoid late payment charges, customers have to make payments at least a day before the due date.
Payment through NEFT
Check out – Standard charterted credit card payment
If you have an outstanding payment of more than 2 lakh due on your credit card, you can do it through an RTGS transaction. The minimum amount to make an RTGS is Rs 2 lakhs
All you need is a bank account with internet banking activated to carry out an RTGS transaction.
It is similar to NEFT & the same steps will be following those described above. You only have to choose RTGS in place of NEFT.
The payment is credited to the Citibank credit card account by the end of the business day.
Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account.
This will normally take 2 working days to get credited into your account depending on the time taken by your Bank to process the payment.
The Electronic Clearance System (ECS) works in a similar manner as the Auto-debit instruction method. In the ECS method, you can set a standing instruction to debit your non-Citibank account towards the payment of the credit card bill.
Let’s consider an example. Suppose you have a savings bank account in the non-Citibank like Axis/SBI/HDFC or others. Then you can give authorization to Citibank to debit money from these bank account by filling a form.
You can choose to pay the minimum amount, total amount or a fixed amount. Citibank will then process your request and debit the money on a set date from your bank account.
You need to activate this service by submitting a form to Citibank.
Using Visa Money Transfer, you can pay your Citibank credit card bill from any other bank account you hold. The processing time usually takes 2 to 4 working days to be credited to your Citibank credit card account.
Citibank is included as a Utility Biller with other banks. This means that you can simply pay your credit card bill as you were paying your utility bills.
Citibank credit card has been added as a Utility Biller with the banks listed below:
• ING Vysya Bank
• IndusInd Bank
• Yes Bank
If you are still looking for the offline modes for paying your Citi credit card bills, you can choose any option from the following 3 modes
You can write out a cheque or demand draft to your credit card number and deposit it into any drop box available at select locations. It can take up to 7 working days to reflect in your account.
For this, you need to visit an ATM and enter your CitiBank credit card number and the due amount. You will find this option under Bill Pay menu.
For making your credit card payment through ATM, you need to do the following steps.
This is an over the counter method that requires the cardholder to visit any Citibank, fill the pay-slip, enter the amount, attach the card bill and submit it to the representative.
The account number will be your 16 digit card number. After this, you will receive the acknowledgment receipt instantly.
CitiBank customers can easily view their credit card statements using Net Banking by logging into their online banking accounts.
Through net banking, the customers have 24-hour access to their CitiBank credit card information and are up to date with the transactions. E-statements can also be got by credit cardholders once they have registered with CitiBank.
Did you find this article helpful? Or you have any query regarding the Citibank credit card payment online, Let us know in comments. We will include your query in the article.
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View Comments
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Just right process, cheers
My Citibank credit was closed due to known payment. Now I made the payment through online. But till iam not getting any acknowledgement from bank
Impressed how american systems ensure they collect their payment
And how Indians get impressed with that.