ICICI Amazon Pay Credit Card provides you a credit limit for your everyday spending needs. The credit limit depends on your income. The bank takes into consideration various risk factors before setting your credit limit, which is usually 2-3 times your monthly income.
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If you’re looking to increase your credit limit on your ICICI Amazon Pay credit card, you cannot do so directly. Instead, if you are eligible to increase your credit limit, the bank will notify you via SMS or email .
The SMS like this-
“Dear Customer,
Congratulations! You are eligible for an increased credit limit on your ICICI Bank Credit Card XX**** from Rs. 270000 to Rs. 500000 without any charges. SMS CRLIM **** to 5676766 for this free increase in credit limit. T&C apply.”
To take advantage of the offer, you need to follow the instructions provided in the SMS message.
If you received a message to increase your ICICI Amazon Pay credit card limit then follow these steps:
Step #1. Type “CRLIM followed by last four digits of your credit card number.”
Step #2. Send it to “5676766”.
Step #3. Once you complete this process, your credit limit will be increased, and you can enjoy the benefits of a higher credit limit.
It is essential to note that the offer to increase your credit limit is only for select cardholders.
However, if you haven’t received an SMS to increase your credit limit, you can check your maximum available credit limit on the ICICI “iMobile Pay” app and increase it if you are eligible.
Steps to check & increase your ICICI Amazon Pay credit limit:
Step #1. Log in to the iMobile Pay app using your MPIN.
Step #2. Select your Amazon Pay credit card.
Step #3. Under “More Options,” select “Manage Credit Limit.”
Step #4. Check if the maximum available limit is higher than your current credit limit.
Step #5. If you are eligible to increase your credit limit, enter the desired amount and submit your request.
With an increase in your credit limit on the Amazon Pay ICICI Credit Card can not only provide you with greater financial flexibility but can also help you earn more cashback every month. This is due to there is no maximum cap on the cashback that you can earn.
This credit card is a highly rewarding option for those who love to shop on Amazon. As a Prime member, you can earn 5% cashback on your Amazon spend, while non-Prime customers can earn 3% cashback. Additionally, you can earn 2% cashback on purchases made at over 100 Amazon partner merchants.
The increase in credit limit on the Amazon Pay ICICI Credit Card is a commendable move by the ICICI bank, as some cardholders have reportedly seen a three-fold increase in their credit limit.
However, it’s important to remember that with a higher credit limit comes the temptation to spend more. To avoid overspending and accumulating debt, it’s advisable to keep your expenses below 30% of your credit limit. This will help you maintain a good credit score and manage your finances effectively in the long run.
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